USD to GHS exchange rate
Convert US Dollars to Ghanaian Cedis at the mid-market rate, currently 11.4578 GHS per USD (as of Jul 10, 8:22 AM UTC). The mid-market rate is the wholesale reference rate; what a transfer actually delivers depends on the provider's rate and fees.
What you actually get vs the mid-market rate
Mid-market rate: 11.4578 GHS per USD (as of Jul 10, 8:22 AM UTC). Best provider right now delivers 11.45 GHS per USD (WorldRemit).
Based on a $500 transfer. Provider rates vary by amount, funding method, and payout method; nobody gets the mid-market rate itself.
See which provider gets you closest →US Dollar to Ghanaian Cedi rate history (30 days)
USD to GHS exchange rate FAQs
What is the USD to GHS exchange rate today?
The USD to GHS mid-market exchange rate shown on this page is the wholesale rate banks trade at, updated through the day while FX markets are open. It is the fairest reference point for the Ghanaian Cedi, but the rate you get from a bank or transfer provider will usually include a margin on top.
Why is the rate I get worse than the USD to GHS mid-market rate?
Banks and money transfer providers add a margin to the mid-market rate and often a transfer fee on top. The gap between the mid-market rate and the rate you are offered is a hidden cost of the transfer. Comparing providers on the amount actually delivered, rather than the advertised rate, is the reliable way to spot it.
How do I get the best rate when converting US Dollars to Ghanaian Cedis?
Compare what each provider actually delivers rather than the advertised rate. RemitBeat ranks providers on the USD to GHS corridor by the amount your recipient receives after fees and exchange-rate markup, refreshed every 30 minutes.
How is money usually received in Ghana?
Mobile money (MTN MoMo, Telecel Cash) leads in Ghana, alongside bank deposit.
How often does the USD to GHS rate change?
The mid-market rate moves continuously while global FX markets are open, from Sunday evening to Friday evening UTC. Over weekends the market is closed and the reference rate holds at Friday's close, while transfer providers may still adjust their own rates and margins.
Ready to send? Compare USD to GHS providers by what your recipient actually receives, refreshed every 30 minutes.