Send money from Canada to Ghana (CAD to GHS)
Compare today's live CAD → GHS exchange rates and fees across every major provider. We show the hidden markup baked into each quote, so you can find the cheapest way to send money from Canada to Ghana — to mobile money (MoMo) or a bank account.
Quick answer: the cheapest way to send CAD to GHS (Ghana) right now is WorldRemit, about 7.94 GHS per C$1 with no transfer fee, ranked by how much actually arrives in GHS, not by the headline fee.
Mid-market rate: 7.9477 GHS per 1 CAD· updated Jun 28, 2026, 1:30 PM UTC
New to this corridor? Read our guide: The cheapest way to send $500 to Ghana (2026)
CAD to GHS comparison — sending C$500
Ranked by how much actually arrives, grouped by how your recipient gets paid. Mobile money is how most people receive money in Ghana.
The best-value way to send money to Ghana right now is WorldRemit: send C$500 and your recipient gets 3,968.45 GHS — an effective 7.94 GHS per C$1, with no transfer fee. Updated Jun 28, 2026, 1:30 PM UTC.
Mobile money payouts
Most used in GhanaPay out to mobile wallets in Ghana, usually within minutes.
Bank payouts
Direct deposit to a bank account in Ghana.
Rates are indicative and last updated Jun 28, 2026, 1:30 PM UTC. Fees assume the cheapest standard bank funding; some providers add a small pay-in fee that varies by how you pay. First-transfer bonuses apply to new customers' first send only. Always verify the final exchange rate on the provider's payment page before making a transfer. See our methodology and advertiser disclosure.
Sending money from Canada to Ghana
In Ghana, mobile money — led by MTN Mobile Money — is the most popular way to receive transfers, with bank deposits to cedi (GHS) accounts also widely available.
Mobile-wallet payouts typically settle in minutes, while bank deposits can take longer depending on the receiving bank.
When you send Canadian Dollar (CAD) to Ghana, most of the cost is the exchange-rate markup baked into the rate, not the upfront fee. RemitBeat compares the live CAD → GHS rate across Wise, Remitly, Sendwave, WorldRemit, Western Union and more, benchmarks each against the mid-market rate, and ranks them by the amount that actually arrives in GHS — so you can see the genuinely cheapest option rather than the one with the flashiest headline fee.
Sending money CAD to GHS — your questions
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Compare more money-transfer corridors
Live exchange-rate and fee comparisons across Wise, Remitly, Sendwave, WorldRemit and more — pick your route below to find the cheapest way to send money home.