Send money from Australia to Nigeria (AUD to NGN)

Compare today's live AUD → NGN exchange rates and fees across every major provider. We show the hidden markup baked into each quote, so you can find the cheapest way to send money from Australia to Nigeria — to a bank account or mobile wallet.

Quick answer: the cheapest way to send AUD to NGN (Nigeria) right now is WorldRemit, about 947.30 NGN per A$1 with no transfer fee, ranked by how much actually arrives in NGN, not by the headline fee.

Mid-market rate: 946.5212 NGN per 1 AUD· updated Oct 9, 2026, 11:30 AM UTC

New to this corridor? Read our guide: The cheapest way to send GBP to Nigeria (2026)

AUD to NGN comparison — sending A$500

Ranked by how much actually arrives, grouped by how your recipient gets paid. Bank is how most people receive money in Nigeria.

Best rate right now

The best-value way to send money to Nigeria right now is WorldRemit: send A$500 and your recipient gets 473,650.15 NGN — an effective 947.30 NGN per A$1, with no transfer fee. Updated Oct 9, 2026, 11:30 AM UTC.

First-transfer bonuses

New customers

Promotional first-transfer rates, for new customers only.

2 providers
Provider
Rate
Fee
True cost
You receive
WorldRemitTop bonus
Bank deposit · Within 2 working days
979.86
Free
Beats mid
489,930.00 NGN
WorldRemitTop bonusBank deposit · Within 2 working days
Recipient gets
489,930.00NGN
Rate979.86
FeeFree
True costBeats mid
Remitly
Bank deposit · In minutes
968.31
Free
Beats mid
484,155.00 NGN
RemitlyBank deposit · In minutes
Recipient gets
484,155.00NGN
Rate968.31
FeeFree
True costBeats mid

Bank payouts

Most used in Nigeria

Direct deposit to a bank account in Nigeria.

6 providers
Provider
Rate
Fee
True cost
You receive
WorldRemitBest value
Bank deposit · Within 2 working days
947.30
Free
Beats mid
473,650.15 NGN
WorldRemitBest valueBank deposit · Within 2 working days
Recipient gets
473,650.15NGN
Rate947.30
FeeFree
True costBeats mid
Wise
Bank deposit · in seconds
949.84
A$3.69
A$3.69 (0.39%)
471,416.08 NGN
WiseBank deposit · in seconds
Recipient gets
471,416.08NGN
Rate949.84
FeeA$3.69
True costA$3.69 (0.39%)
Western Union
Bank deposit · In minutes
929.57
A$0.99
A$9.94 (1.99%)
463,865.22 NGN
Western UnionBank deposit · In minutes
Recipient gets
463,865.22NGN
Rate929.57
FeeA$0.99
True costA$9.94 (1.99%)
Remitly
Bank deposit · In minutes
926.61
Free
A$10.52 (2.10%)
463,305.00 NGN
RemitlyBank deposit · In minutes
Recipient gets
463,305.00NGN
Rate926.61
FeeFree
True costA$10.52 (2.10%)
Xoom
Bank deposit · Varies
917.15
Free
A$15.52 (3.10%)
458,574.46 NGN
XoomBank deposit · Varies
Recipient gets
458,574.46NGN
Rate917.15
FeeFree
True costA$15.52 (3.10%)
Instarem
Bank deposit · Varies
927.70
A$15.85
A$25.79 (5.16%)
449,147.79 NGN
InstaremBank deposit · Varies
Recipient gets
449,147.79NGN
Rate927.70
FeeA$15.85
True costA$25.79 (5.16%)

Rates are indicative and last updated Oct 9, 2026, 11:30 AM UTC. Fees assume the cheapest standard bank funding; some providers add a small pay-in fee that varies by how you pay. First-transfer bonuses apply to new customers' first send only. Always verify the final exchange rate on the provider's payment page before making a transfer. See our methodology and advertiser disclosure.

💬 Check AUD → NGN rates on WhatsApp
Text the bot for live AUD → NGN rates, get pinged when the rate hits your target, and share the best deal to your groups. Free to try, no signup needed.

Sending money from Australia to Nigeria

In Nigeria, a bank transfer to a local naira (NGN) account is the most common way to receive money, alongside a growing set of wallet and mobile options.

Nigeria has a well-known gap between the official and parallel exchange rates, so the rate you get can vary widely between providers — comparing the effective (all-in) rate matters more here than on almost any other route.

When you send Australian Dollar (AUD) to Nigeria, most of the cost is the exchange-rate markup baked into the rate, not the upfront fee. RemitBeat compares the live AUD → NGN rate across Wise, Remitly, Sendwave, WorldRemit, Western Union and more, benchmarks each against the mid-market rate, and ranks them by the amount that actually arrives in NGN — so you can see the genuinely cheapest option rather than the one with the flashiest headline fee.

Sending money AUD to NGN — your questions

What is the best rate to send money from Australia to Nigeria today?+
As of the latest update, the best value provider for AUD to NGN is WorldRemit, with an effective rate of 947.30 NGN per AUD and no transfer fee. Rates change throughout the day, so always check the live comparison before sending.
What is the mid-market AUD/NGN exchange rate right now?+
The current mid-market (interbank) rate is about 946.5212 NGN per AUD. This is the "real" rate before any provider markup — RemitBeat shows how far each provider's quote sits from it.
What is a hidden markup, and how much does it cost me?+
Many transfer apps advertise "$0 fee" but bake their margin into a worse exchange rate. That gap between the provider's rate and the mid-market rate is the hidden markup. RemitBeat calculates it for every quote so you can compare the true, all-in cost rather than just the headline fee.
How can I receive AUD transfers in Nigeria?+
Most providers we track deliver to a bank account or mobile wallet in Nigeria. The comparison groups providers by payout method — mobile money and bank — so you only compare options that support the way your recipient wants to be paid.
How does RemitBeat make money if comparison is free?+
When you click through to a provider we may earn a small affiliate commission. You pay exactly the same as going to the provider directly — the rate you see is the rate you get. This keeps the comparison free and unbiased.