Send money from Australia to Nigeria (AUD to NGN)

Compare today's live AUD → NGN exchange rates and fees across every major provider. We show the hidden markup baked into each quote, so you can find the cheapest way to send money from Australia to Nigeria — to a bank account or mobile wallet.

Quick answer: the cheapest way to send AUD to NGN (Nigeria) right now is WorldRemit, about 951.86 NGN per A$1 with no transfer fee, ranked by how much actually arrives in NGN, not by the headline fee.

Mid-market rate: 943.8695 NGN per 1 AUD· updated Jun 28, 2026, 1:30 PM UTC

New to this corridor? Read our guide: The cheapest way to send GBP to Nigeria (2026)

AUD to NGN comparison — sending A$500

Ranked by how much actually arrives, grouped by how your recipient gets paid. Bank is how most people receive money in Nigeria.

Best rate right now

The best-value way to send money to Nigeria right now is WorldRemit: send A$500 and your recipient gets 475,932.00 NGN — an effective 951.86 NGN per A$1, with no transfer fee. Updated Jun 28, 2026, 1:30 PM UTC.

First-transfer bonuses

New customers

Promotional first-transfer rates, for new customers only.

1 provider
Provider
Rate
Fee
True cost
You receive
WorldRemitTop bonus
Bank deposit · Within 2 working days
985.58
Free
Beats mid
492,791.95 NGN
WorldRemitTop bonusBank deposit · Within 2 working days
Recipient gets
492,791.95NGN
Rate985.58
FeeFree
True costBeats mid

Bank payouts

Most used in Nigeria

Direct deposit to a bank account in Nigeria.

5 providers
Provider
Rate
Fee
True cost
You receive
WorldRemitBest value
Bank deposit · Within 2 working days
951.86
Free
Beats mid
475,932.00 NGN
WorldRemitBest valueBank deposit · Within 2 working days
Recipient gets
475,932.00NGN
Rate951.86
FeeFree
True costBeats mid
Wise
Bank deposit · in seconds
957.60
A$3.89
Beats mid
475,075.93 NGN
WiseBank deposit · in seconds
Recipient gets
475,075.93NGN
Rate957.60
FeeA$3.89
True costBeats mid
Western Union
Bank deposit · In minutes
945.47
A$0.99
A$0.99 (0.03%)
471,798.41 NGN
Western UnionBank deposit · In minutes
Recipient gets
471,798.41NGN
Rate945.47
FeeA$0.99
True costA$0.99 (0.03%)
Xoom
Bank deposit · Varies
937.95
Free
A$3.14 (0.63%)
468,973.25 NGN
XoomBank deposit · Varies
Recipient gets
468,973.25NGN
Rate937.95
FeeFree
True costA$3.14 (0.63%)
Instarem
Bank deposit · Varies
950.38
A$15.85
A$15.85 (2.48%)
460,125.99 NGN
InstaremBank deposit · Varies
Recipient gets
460,125.99NGN
Rate950.38
FeeA$15.85
True costA$15.85 (2.48%)

Rates are indicative and last updated Jun 28, 2026, 1:30 PM UTC. Fees assume the cheapest standard bank funding; some providers add a small pay-in fee that varies by how you pay. First-transfer bonuses apply to new customers' first send only. Always verify the final exchange rate on the provider's payment page before making a transfer. See our methodology and advertiser disclosure.

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Sending money from Australia to Nigeria

In Nigeria, a bank transfer to a local naira (NGN) account is the most common way to receive money, alongside a growing set of wallet and mobile options.

Nigeria has a well-known gap between the official and parallel exchange rates, so the rate you get can vary widely between providers — comparing the effective (all-in) rate matters more here than on almost any other route.

When you send Australian Dollar (AUD) to Nigeria, most of the cost is the exchange-rate markup baked into the rate, not the upfront fee. RemitBeat compares the live AUD → NGN rate across Wise, Remitly, Sendwave, WorldRemit, Western Union and more, benchmarks each against the mid-market rate, and ranks them by the amount that actually arrives in NGN — so you can see the genuinely cheapest option rather than the one with the flashiest headline fee.

Sending money AUD to NGN — your questions

What is the best rate to send money from Australia to Nigeria today?+
As of the latest update, the best value provider for AUD to NGN is WorldRemit, with an effective rate of 951.86 NGN per AUD and no transfer fee. Rates change throughout the day, so always check the live comparison before sending.
What is the mid-market AUD/NGN exchange rate right now?+
The current mid-market (interbank) rate is about 943.8695 NGN per AUD. This is the "real" rate before any provider markup — RemitBeat shows how far each provider's quote sits from it.
What is a hidden markup, and how much does it cost me?+
Many transfer apps advertise "$0 fee" but bake their margin into a worse exchange rate. That gap between the provider's rate and the mid-market rate is the hidden markup. RemitBeat calculates it for every quote so you can compare the true, all-in cost rather than just the headline fee.
How can I receive AUD transfers in Nigeria?+
Most providers we track deliver to a bank account or mobile wallet in Nigeria. The comparison groups providers by payout method — mobile money and bank — so you only compare options that support the way your recipient wants to be paid.
How does RemitBeat make money if comparison is free?+
When you click through to a provider we may earn a small affiliate commission. You pay exactly the same as going to the provider directly — the rate you see is the rate you get. This keeps the comparison free and unbiased.