Compare remittance rates instantly

RemitBeat helps you compare remittance rates instantly across major money transfer providers, so you can find the best rate for your transfer before you send. We show fees, exchange-rate markup, delivery options, and the amount your recipient actually receives, refreshed every 30 minutes.

Right now: sending $500 from the US to Kenya, the best value provider is WorldRemit, delivering 64,178.60 KES after fees and markup. Updated Jul 10, 8:00 AM UTC. See the full USD to KES comparison.

Find the best rate for your transfer before you send

The cheapest provider is rarely the one with the lowest advertised fee. Providers compete on headline numbers, but what matters is the whole equation: the exchange rate you are given, the fee you pay, and the amount that lands on the other side. RemitBeat does that math for every provider and ranks them by delivered amount, so comparing money transfer providers before sending takes seconds instead of four app downloads.

Compare fees, exchange rates, and hidden markups

The hidden markup in money transfers is the gap between the exchange rate a provider quotes you and the real mid-market rate that banks trade at. It typically runs 1 to 4 percent of the amount sent, which is usually more than the visible fee. Every quote on RemitBeat shows this markup explicitly, so you compare fees and exchange-rate markup together as one true cost. Read more about the true cost of "free" transfers or how we measure.

See what your recipient actually receives

The number that matters is not the rate on the banner, it is the amount your family actually receives. RemitBeat ranks providers by delivered amount for your exact corridor, send amount, and payout method, whether that is M-Pesa, another mobile wallet, or a bank account. Compare live rates before you send and the difference between the best and worst option is visible in one glance, in your recipient's currency.

Compare rates across African corridors

Looking for the cheapest way to send money home? Pick your destination for the live, provider-by-provider comparison, from the US, UK, Europe, Canada, and Australia:

Why RemitBeat is different from generic comparison sites

Generic comparison sites cover hundreds of providers across every global route, thinly. RemitBeat focuses on the corridors and providers that matter to the African diaspora and goes deeper on each: markup transparency on every quote, results grouped by the payout rails people actually use, rate alerts by email and WhatsApp, a WhatsApp bot for checks inside the app your family already uses, and a weekly rate recap built from our own rate history. We never hold your money; transfers always happen on the provider's regulated platform.

Comparing remittance rates: your questions

Can I compare remittance rates instantly before sending money?+
Yes. RemitBeat lets you compare remittance rates before you send by checking fees, exchange rates, hidden markups, and the amount your recipient receives. Rates can change during the day, so always confirm the final quote on the provider's checkout page before completing your transfer.
How do I find the best rate for my transfer?+
To find the best rate for your transfer, compare the total amount your recipient receives after fees and exchange-rate markup, not just the advertised exchange rate. RemitBeat ranks providers by delivered amount, so you can see which option sends the most money home.
Why is the lowest fee not always the cheapest transfer?+
The lowest fee is not always cheapest because many providers add a hidden markup to the exchange rate. A transfer advertised with a low or zero fee can still cost more if the exchange rate is worse. RemitBeat compares fees and exchange-rate markup together to show the true cost.
Which providers does RemitBeat compare?+
RemitBeat compares major money transfer providers including Wise, Remitly, Sendwave, WorldRemit, Western Union, NALA and Boss Money across supported corridors. Provider availability can vary by country, payout method, amount, and source currency.
Does RemitBeat move my money?+
No. RemitBeat is a comparison platform. It helps you compare money transfer providers before sending and choose the best one, but the actual transfer happens on the licensed provider's own platform. Use RemitBeat to find the best rate, then complete the transfer directly with the provider.
How often should I check rates before sending?+
Check rates shortly before sending, because exchange rates and provider fees change throughout the day. If you send money regularly, rate alerts can notify you by email or WhatsApp when your target rate hits, so you send at a strong moment instead of a poor one.
What should I compare besides the exchange rate?+
Compare the total amount received, the transfer fee, the exchange-rate markup, delivery speed, payout method, and provider availability. The best transfer is usually the one that delivers the most money safely through the payout method your recipient actually needs.