Send money from Europe to Kenya (EUR to KES)
Compare today's live EUR → KES exchange rates and fees across every major provider. We show the hidden markup baked into each quote, so you can find the cheapest way to send money from Europe to Kenya — to M-Pesa or a bank account.
Quick answer: the cheapest way to send EUR to KES (Kenya) right now is NALA, about 144.22 KES per €1 with no transfer fee, ranked by how much actually arrives in KES, not by the headline fee.
Mid-market rate: 146.6402 KES per 1 EUR· updated Oct 9, 2026, 10:56 AM UTC
EUR to KES comparison — sending €500
Ranked by how much actually arrives, grouped by how your recipient gets paid. Mobile money is how most people receive money in Kenya.
The best-value way to send money to Kenya right now is NALA: send €500 and your recipient gets 72,111.65 KES — an effective 144.22 KES per €1, with no transfer fee. Updated Oct 9, 2026, 10:56 AM UTC.
Mobile money payouts
Most used in KenyaPay out to mobile wallets in Kenya, usually within minutes.
First-transfer bonuses
New customersPromotional first-transfer rates, for new customers only.
Bank payouts
Direct deposit to a bank account in Kenya.
Rates are indicative and last updated Oct 9, 2026, 10:56 AM UTC. Fees assume the cheapest standard bank funding; some providers add a small pay-in fee that varies by how you pay. First-transfer bonuses apply to new customers' first send only. Always verify the final exchange rate on the provider's payment page before making a transfer. See our methodology and advertiser disclosure.
Sending money from Europe to Kenya
In Kenya, mobile money dominates: M-Pesa is used by the large majority of adults, so most recipients prefer a mobile-wallet payout that arrives in minutes over a bank deposit.
Bank transfers to Kenyan accounts are well supported too, but for everyday remittances M-Pesa is usually faster and more convenient for the person receiving the money.
When you send Euro (EUR) to Kenya, most of the cost is the exchange-rate markup baked into the rate, not the upfront fee. RemitBeat compares the live EUR → KES rate across Wise, Remitly, Sendwave, WorldRemit, Western Union and more, benchmarks each against the mid-market rate, and ranks them by the amount that actually arrives in KES — so you can see the genuinely cheapest option rather than the one with the flashiest headline fee.
Sending money EUR to KES — your questions
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Compare more money-transfer corridors
Live exchange-rate and fee comparisons across Wise, Remitly, Sendwave, WorldRemit and more — pick your route below to find the cheapest way to send money home.