USD to ZMW exchange rate
Convert US Dollars to Zambian Kwachas at the mid-market rate. The mid-market rate is the wholesale reference rate; what a transfer actually delivers depends on the provider's rate and fees.
US Dollar to Zambian Kwacha rate history (30 days)
Rate history for USD to ZMW will appear here as data accumulates.
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USD to ZMW exchange rate FAQs
What is the USD to ZMW exchange rate today?
The USD to ZMW mid-market exchange rate shown on this page is the wholesale rate banks trade at, updated through the day while FX markets are open. It is the fairest reference point for the Zambian Kwacha, but the rate you get from a bank or transfer provider will usually include a margin on top.
Why is the rate I get worse than the USD to ZMW mid-market rate?
Banks and money transfer providers add a margin to the mid-market rate and often a transfer fee on top. The gap between the mid-market rate and the rate you are offered is a hidden cost of the transfer. Comparing providers on the amount actually delivered, rather than the advertised rate, is the reliable way to spot it.
How do I get the best rate when converting US Dollars to Zambian Kwachas?
Compare what each provider actually delivers rather than the advertised rate, including fees and exchange-rate markup. RemitBeat does not compare providers on the USD to ZMW corridor yet; you can leave your email on this page to be notified when we do.
How is money usually received in Zambia?
MTN MoMo and Airtel Money lead payouts in Zambia, with bank deposit also common.
How often does the USD to ZMW rate change?
The mid-market rate moves continuously while global FX markets are open, from Sunday evening to Friday evening UTC. Over weekends the market is closed and the reference rate holds at Friday's close, while transfer providers may still adjust their own rates and margins.