Send money from the US to Africa

Compare live US Dollar (USD) rates and fees from the US to Kenya, Nigeria, Ghana, Uganda, Tanzania, Cameroon, Senegal and Morocco. Every provider is benchmarked against the mid-market rate and ranked by how much your recipient actually receives. Rates update every hour.

Best provider from the US by country

The current best-value provider for each destination on a $500 transfer, fees included. Updated Oct 30, 2026, 6:00 AM UTC.

Best money transfer provider from the US to each African country
Sending toBest value nowRecipient getsEffective rate
Kenya (USD to KES)NALA64,454.33 KES128.91 KES per $1
Nigeria (USD to NGN)Boss Money681,868.75 NGN1363.74 NGN per $1
Ghana (USD to GHS)Western Union5,825.00 GHS11.65 GHS per $1
Uganda (USD to UGX)Sendwave2,165,042.67 UGX4330.09 UGX per $1
Tanzania (USD to TZS)NALA1,314,406.88 TZS2628.81 TZS per $1
Cameroon (USD to XAF)NALA300,500.00 XAF601.00 XAF per $1
Senegal (USD to XOF)NALA295,590.00 XOF591.18 XOF per $1
Morocco (USD to MAD)Western Union4,849.30 MAD9.70 MAD per $1

Rates are indicative. Always confirm the final rate on the provider's payment page. See our methodology and advertiser disclosure.

How to get the most from the US to Africa

  • Compare what arrives, not the fee.Most of the cost is usually the exchange-rate markup, so a "no fee" offer can still deliver less.
  • Match the payout method. Mobile money, bank deposit and cash pickup are priced differently; compare providers that pay out the way your recipient wants.
  • Check how you pay. Paying by bank transfer is often cheaper than paying by card, though it can be slower.
  • Treat first-transfer bonuses as one-offs. They are shown separately on each corridor page; compare standard rates for regular sends.

Is it safe?

Send with a provider registered with FinCEN and licensed by US state regulators, and only send to someone you know. The providers RemitBeat compares are established, regulated money transfer services. RemitBeat itself is a comparison site: we never hold your money or ask for your bank details or PIN, and you complete the transfer on the provider's own app or website.

Sending money from the US to Africa: your questions

What is the cheapest way to send money from the US to Africa?+
It depends on the country. The cheapest provider is different for each destination and changes through the day, so the table above shows the current best-value provider for each one, ranked by how much actually arrives after fees and the exchange-rate markup. Open a country to see every provider side by side.
Which African countries can I send money to from the US?+
RemitBeat compares live USD rates from the US to Kenya, Nigeria, Ghana, Uganda, Tanzania, Cameroon, Senegal and Morocco, with payouts to mobile money, bank accounts or cash pickup depending on the country.
Is it safe to send money from the US to Africa online?+
Send with a provider registered with FinCEN and licensed by US state regulators, and only send to someone you know. The providers RemitBeat compares are established, regulated money transfer services. RemitBeat itself is a comparison site: we never hold your money or ask for your bank details or PIN, and you complete the transfer on the provider's own app or website.
How fast does money sent from the US arrive in Africa?+
Mobile money payouts in countries such as Kenya, Ghana, Uganda and Tanzania usually arrive within minutes. Bank deposits typically take from a few hours to a business day or two, and cash pickup is often ready within minutes. Your first transfer with any provider can take longer while it verifies your identity; later transfers are usually faster.
How does RemitBeat make money if comparison is free?+
When you click through to a provider we may earn a small affiliate commission. You pay exactly the same as going to the provider directly, and rankings are by amount received, not commission.